- The Annual Percentage Yields (APY) indicated are effective as of December 1, 2023 and are subject to change without notice. May be subject to 1099 reporting. Fees may reduce earnings. $25 minimum to open. Minimum balance to earn APY is $0.01. Daily balances of $0.01 – $100,000.00 earn a 3.50% APY, daily balances $100,000.01 – $200,000.00 earn a 4.25% APY, and daily balances $200,000.01+ earn a 5.01% APY.
- All loans are subject to credit and underwriting approval.
You don’t have time for the BS, so let’s get down to business
- No Hidden business Account Fees Up to 5.01% APY1 savings account
- Quick and easy business loans AS LOW AS 8.5% APR2
- Business credit card with rewards program UP TO $50,000
- Tools to Make Your Business Run Smoother
- Actual People to Talk To
All Business. No BS.
![homepage_desktop](https://ownersbank.com/wp-content/uploads/2024/05/Homepage-Desktop-4.png)
![homepage_mobile](https://ownersbank.com/wp-content/uploads/2024/05/homepage-mobile-test-2.png)
COMPETITIVE INTEREST RATES Apply Now
Up to 5.01% APY1 savings account
Business term loans with rates as low as 8.5% APR2
![](https://ownersbank.com/wp-content/uploads/2023/03/BusinessLoansCreditGraphic@2x.jpg)
![](https://ownersbank.com/wp-content/uploads/2023/03/BusinessLoansCreditGraphic@2x-mobile.jpg)
Your bank should move as fast as you do
Fast Access To Business Loans and Credit
Fast working lines of credit to access short-term cash
Quick loans up to $250,000
Business credit card with rewards program for everyday purchases
Imagine, actual humans. Who you can Talk to.
EXPERT CUSTOMER SERVICE
![client support](https://ownersbank.com/wp-content/uploads/2022/11/column-image.webp)
![client support](https://ownersbank.com/wp-content/uploads/2022/11/image13.webp)
Real U.S.-based bankers that specialize in supporting business owners
Talk, chat or have virtual face-to-face conversations with experts
Access support from any mobile device, anytime, anywhere
They don’t like bs either
WHAT OTHER BUSINESSES ARE SAYING
![Quote 1](https://ownersbank.com/wp-content/uploads/2024/05/Quote-1-Gray_2.png)
Tiago Leandro Dos Santos
Business Owner
DevNet it LLC
![Quote 2](https://ownersbank.com/wp-content/uploads/2024/05/Quote-Middle-Gray_2.png)
David Roth
Business Owner
4 The Cause Marketing & Consulting
![Quote 2](https://ownersbank.com/wp-content/uploads/2024/05/Quote-2-Gray.png)
Thomas Gilday
Managing Director
BrightStar Care of Western Connecticut
Get Started
And Apply
![](https://ownersbank.com/wp-content/uploads/2023/03/CTAGraphic-1.png)
![](https://ownersbank.com/wp-content/uploads/2023/03/CTAGraphic@2x-1.png)