- We give you a quarter back for every debit card transaction of $25 or more.1
- Easily access over 55,000 conveniently located, worldwide surcharge-free ATMs through the Allpoint Network2
- Deposit checks and pay bills at no cost from your mobile device
- No monthly maintenance fee, no minimum balance requirement
“YOU OWN IT” CHECKING
TERM LOAN
- Fixed interest rates and shorter repayment terms
- Fast funding and easy process for your major purchases
- Loan amount: Up to 1 million
- Term length: Up to 60 months
- APR as low as 8.5%
Did you already start an application? Click here to login and continue your application.
INTEREST
CHECKING SPECIAL
- 2.28% APY3 on balances over $100,000
- 2.02% APY3 on balances between $10,000.01 – $100,000
- 0.10% APY3 on balances between $0.01 – $10,000
- Easily access over 55,000 conveniently located, worldwide surcharge-free ATMs through the Allpoint Network2
LINE OF CREDIT
- For working capital to manage cash flow, inventory or other capital expenditures
- Credit limit: Up to $250,000
- Revolving line of credit
- Variable APR as low as 8.5%
Did you already start an application? Click here to login and continue your application.
“YOU OWN IT”
SAVINGS
- 4.50 APY4 on balances over $200,000
- 4.00% APY4 on balances between $100,000.01 – $200,000
- 3.50% APY4 on balances between $0.01 – $100,000
- Deposit checks at no cost from your mobile device
- Manage your finances and set up savings goals
CREDIT CARD
- 16.99% APR – varies with the market based on the Prime Rate
- Digital dashboard to check balance and make payments
- Rewards program for travel, gift cards, merchandise and more!
Click here for more information and to read the Owners Bank Credit Card terms and conditions
Did you already start an application? Click here to login and continue your application.
All loans and lines subject to credit and underwriting approval.
Rates are effective as of October 1, 2024
1.“You Own It” Checking rebates $0.25 for each qualified transaction that posts within the statement period. Qualified transactions are debit card purchases of $25 or more. ATM transactions do not qualify. Rebates post on last day of statement period while account is open and are labeled as “Cash Rewards.” May be subject to 1099 reporting. Fees may reduce earnings. $25 minimum to open.
2. Other banks may charge you to use their machine. We do not rebate these ATM surcharges.
3. The Annual Percentage Yields (APY) indicated are as of the effective date and are subject to change without notice. Account is subject to 1099 reporting and fees may reduce earnings. $25 minimum to open. Minimum balance to earn APY is $0.01. Daily balances of $0.01 – $10,000.00 earn a 0.10% APY, daily balances of $10,000.01 – $100,000.00 earn a 2.02% APY, and daily balances $100,000.01+ earn a 2.28% APY.
4. The Annual Percentage Yields (APY) indicated are as of the effective date and are subject to change without notice. May be subject to 1099 reporting. Fees may reduce earnings. $25 minimum to open. Minimum balance to earn APY is $0.01. Daily balances of $0.01 – $100,000.00 earn a 3.50% APY, daily balances $100,000.01 – $200,000.00 earn a 4.00% APY, and daily balances $200,000.01+ earn a 4.50.% APY.
