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Owners Bank Business Loans & Credit

 

Capital When You Need It

When opportunity strikes—to support your growth, hire new people, handle a new project, etc.—you want fast access to capital, not a lot of red tape from a bank that doesn’t know who you are. We typically make decisions on loans within 24 hours. Cash flow should never get in the way of success, so we’re here to make it easier to get the loans and credit you need, when you need them.

“I NEED TO FUEL GROWTH ON MY TERMS”

 

Term Loan

Up to $1,000,000

Fixed interest rates and shorter repayment terms. Fast funding and easy process for your major purchases.

  • Loan amount: Up to $1 million
  • Term length: Up to 60 months
  • APR as low as 8.5%

Did you already start an application? Click here to login and continue your application.

 

line of credit

Up to $250,000

For working capital to manage cash flow, inventory or other capital expenditures.

  • Credit limit: Up to $250,000
  • Revolving line of credit
  • Variable APR as low as 8.5%

Did you already start an application? Click here to login and continue your application.

 

Credit Card

Up to $50,000 Limit. Earn 10,000 Bonus Own It! Rewards Points.

A flexible business credit card to power your business. Earn real rewards while you spend.

  • 10,000 bonus points – when you spend $1,200 in the first 120 days of card opening (min. 12 transactions)
  • 1 point for $1 spent – Earn on all eligible purchases
  • Flexible rewards – Redeem points for travel, merchandise, gift cards, and more
  • Low APR from 16.99% – varies with the market based on the Prime Rate
  • No Annual Fee – more money stays in your pocket
  • Fast and secure online application

For the Owners Bank Credit Card terms and conditions Click here

Already started an application? Click here to login and continue.

HERE’S WHAT YOU’LL NEED TO GET STARTED:

  • Minimum credit score: 650
  • Your business must be registered to operate in Connecticut, Florida, Georgia, Illinois, Massachusetts, Michigan, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Texas or Virginia
  • More than 6 months in business (term loan and line of credit only)
  • Business must open & maintain an Owners Bank checking account with pre-authorized payments  

All loans and lines subject to credit and underwriting approval.

Partner or Referral loans may have a third party referral/partner fee.

Frequently Asked Questions

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“You Own It” Checking and Savings Accounts

Manage and grow your business more effectively with Owners Bank’s online checking and savings accounts.

Get Started & Apply

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